With its stunning shoreline, gentle coves, and endless water views, Lake Oconee remains one of Georgia’s most desirable destinations for luxury living. More than 100 distinct neighborhoods and communities line the lake, offering a wide range of price points—from affordable interior lots to prestigious lakefront estates.
While premium lakefront property is always in demand, building your own home can often be a smart investment, and many communities offer spacious lots at competitive prices. Don’t overlook the hidden gems just off the water—interior lots often feature long-range golf course views or glimpses of the lake, giving you luxury living at an exceptional value.
Below, we’ve highlighted some of the most popular subdivisions around Lake Oconee, complete with links to available lots in each neighborhood. See something you love? Call Kim at (706) 338-0757—we’d be honored to help you make Lake Oconee home.
Carey Station – Conveniently located in Greene County off of Carey Station, herein lies your opportunity to own a deep water, lakefront lot for under $100k on Lake Oconee. Wooded settings on beautiful wide cove with sunset views. Greene County.
Carriage Cove – Extra large lakefront lots and sunset views here in a convenient, central location off of Harmony Road. Putnam County.
Cuscowilla – As one of Lake Oconee’s most prestigious gated communities, Cuscowilla is known for its golf and fine dining. An expansive revitalization project aimed at updating its amenities make these lots a worthy investment. Putnam County.
Emerald Shores – Stunning settings and clear, gorgeous water is what Emerald Shores is known for. A sprinkling of beautiful homes, and well-maintained roadways and common areas make this subdivision a local favorite. Greene County.
Great Waters – The perks to living behind the gates of this neighborhood are numerous. These prime building sites come with opportunities to have access to all the championship golf courses and wonderful amenities of the community. Golf membership available. Putnam County.
Great Waters at Reynolds Lake Oconee Real Estate
Harbor Club – The lots behind the gates of sought-after Harbor Club boast picturesque settings and lake views, many with docks already in place. This golf course community offers some of the best lakefront living and competitive prices. Greene County.
Harbor Club Real Estate
Hidden Pointe – This quiet subdivision is convenient to Athens, Atlanta and Madison and our level lot has gorgeous main lake views with a max dock already in place. Greene County.
Oconee Landing – Looking for acreage? This subdivision is one of the most beautiful near the lake. With the look and feel of a gated community in a countryside setting, Oconee Landing has it all, including lake access through community boat ramps, walking trails, Pond, and lake views. Greene County.
Oconee Shores – This lake community boasts great pricing in a wooded, natural setting. Community boat ramps are available to residents. Morgan County.
Parks Mill Crossing – Located off of convenient Carey Station, this Lakefront subdivision is close to LOA and all the action at the lake. Our lot has abundant water frontage and nice cove views. GREAT price for a great lot. Greene County.
Reynolds Lake Oconee – As Lake Oconee’s most exclusive subdivision, Reynolds needs little introduction. World-class golf and amenities are found in this beautiful, highly coveted, gated community. Greene County.
Reynolds Landing – Reynolds Lake Oconee’s little sister, this community is a tight-knit active group in a smaller, more intimate – but still exclusive – community. Greene County.
Reynolds Landing Real Estate
Stoneridge – Situated around some of the clearest water of Lake Oconee, this subdivision is located on the South side of the lake near the dam. Abundant water frontage and deep water accentuate this cleared, easy to walk lakefront community. Greene County.
Timberlake Cove- Deep, clear water, sunset views, quiet coves…these are among the most favored attributes of non-gated subdivisions like Timberlake Cove. Experience the nearby “jumping rock” which delights many locals and lucky vacationers every summer, or walk along the community’s quiet trails.
Waters Edge – This gated community is known for its equestrian beauty – fenced, large paddocks and generously sized homesites – as well as lakefront homes and lots. Putnam County.
Waters Edge Real Estate