Welcome to 1020 Turnberry Circle - a beautifully positioned golf-course residence offering privacy, modern construction, and exceptional indoor/outdoor living in the heart of Harbor Club. Set on nearly one acre, this home benefits from exceptional separation from neighboring properties, creating estate-style spacing and a level of privacy rarely found on fairway homes. Situated on the 16th fairway, expansive long golf views are enhanced by stacked covered balconies on both the main and terrace levels - ideal for year-round entertaining and relaxed outdoor living. The light-filled main level features an open floor plan, modern finishes, and seamless flow to the upper covered deck overlooking the course. Both the primary suite and a secondary bedroom are conveniently located on the main level. Downstairs, the daylight terrace level spans approximately 2,200 sq ft and is already framed, with full-length windows and direct access to a covered walkout balcony - offering incredible potential for future guest suites, recreation space, or multigenerational living. Don't miss this move-in-ready home with exceptional expansion potential, offering the best of Harbor Club living - privacy, sweeping views, outdoor lifestyle, and newer construction - all within one of Lake Oconee's most sought-after gated golf communities.